Important: Use custom search function to get better results from our thousands of pages

Use " " for compulsory search eg:"electronics seminar" , use -" " for filter something eg: "electronics seminar" -"/tag/" (used for exclude results from tag pages)

Tags: Automatic, Teller, Machine, atm machine architecture, atm machine design, atm machine codes, atm machine test cases, atm machine ppt, atm machine hacking, atm machine working, atm machine inventor, atm machine manufacturers in india, atm switch, atm protocol, atm technology, atm wiki, atm ppt, atm full form, atm inventor, atm network, atm card,
Thread Rating:
  • 0 Vote(s) - 0 Average
  • 1
  • 2
  • 3
  • 4
  • 5
Automatic Teller Machine (ATM)

Nowadays, most us are surrounded by powerful computer systems with graphics oriented input and output.These computers include the entire spectrum of PCs, through professional workstations upto super-computers. As the performance of computers has increased, so too has the demand for communication between all systems for exchanging data, or between central servers and the associated host computer system.

The replacement of copper with fiber and the advancement sin digital communication and encoding are at the heart of several developments that will change the communication infrastructure. The former development has provided us with huge amount of transmission bandwidth. While the latter has made the transmission of all information including voice and video through a packet switched network possible.With continuously work sharing over large distances, including international communication, the systems must be interconnected via wide area networks with increasing demands for higher bit rates.For the first time, a single communications technology meets LAN and WAN requirements and handles a wide variety of current and emerging applications. ATM is the first technology to provide a common format for bursts of high speed data and the ebb and flow of the typical voice phone call. Seamless ATM networks provide desktop-to-desktop multimedia networking over single technology, high bandwidth, low latency network, removing the boundary between LAN WAN.

ATM is simply a Data Link Layer protocol. It is asynchronous in the sense that the recurrence of the cells containing information from an individual user is not necessarily periodic. It is the technology of choice for evolving B-ISDN (Board Integrated Services Digital Network), for next generation LANs and WANs. ATM supports transmission speeds of 155Mbits / sec. In the future. Photonic approaches have made the advent of ATM switches feasible, and an evolution towards an all packetized, unified, broadband telecommunications and data communication world based on ATM is taking place.

.doc   ATM.doc (Size: 261.5 KB / Downloads: 475)

Prepared by:
Vishal Jaiswal


Automated teller machines can offer significant benefits to both banks and their depositors. The machines can enable depositors to withdraw cash at more convenient times and places than during banking hours at branches. At the same time, by automating services that were previously completed manually, ATMs can reduce the costs of servicing some depositor demands. These potential benefits are multiplied when banks share their ATMs, allowing depositors of other banks to access their accounts through a bank’s ATM. The decision by banks to share their ATMs is partially determined by the terms under which the sharing would occur. In particular, there are several prices that can be charged to or collected by the three main parties involved in an ATM transaction, the cardholder, the cardholder’s bank, and the ATM owner. How, and by whom, these prices are set affects a number of economic decisions, including the number of machines that banks and non-banks choose to deploy, deposit market interest rates, distances traveled by depositors and non-depositors that wish to withdraw cash, profits of banks, and welfare of bank customers.

.doc   seminar report.doc (Size: 266.5 KB / Downloads: 402)

An automated teller machine (ATM), also known as automatic banking machine (ABM), Cash Machine, or Cashpoint, is a computerised telecommunications device that provides the clients of a financial institution with access to financial transactions in a public space without the need for a cashier, human clerk or bank teller. On most modern ATMs, the customer is identified by inserting a plastic ATM card with a magnetic stripe or a plastic smart card with a chip, that contains a unique card number and some security information such as an expiration date or CVVC (CVV). Authentication is provided by the customer entering a personal identification number (PIN).
Using an ATM, customers can access their bank accounts in order to make cash withdrawals, credit card cash advances, and check their account balances as well as purchase prepaid cellphone credit. If the currency being withdrawn from the ATM is different from that which the bank account is denominated in (e.g.: Withdrawing Japanese Yen from a bank account containing US Dollars), the money will be converted at a wholesale exchange rate. Thus, ATMs often provide the best possible exchange rate for foreign travelers and are heavily used for this purpose as well.
ATMs are known by various other names including Automated Transaction Machine, automated banking machine, cashpoint (in Britain), money machine, bank machine, cash machine, hole-in-the-wall, Bancomat (in various countries in Europe and Russia), Multibanco (after a registered trade mark, in Portugal), and All Time Money in India.

The idea of self-service in retail banking developed through independent and simultaneous efforts in Japan, Sweden, the United States and the United Kingdom. In the USA, Luther George Simjian has been credited with developing and building the first cash dispenser machine.There is strong evidence to suggest that Simjian worked on this device before 1959 while his 132nd patent (US3079603) was first filed on 30 June 1960 (and granted 26 February 1963). The rollout of this machine, called Bankograph, was delayed a couple of years. This was due in part to Simjian's company, Reflectone Electronics Inc., being acquired by Universal Match Corporation. An experimental Bankograph was installed in New York City in 1961 by the City Bank of New York, but removed after 6 months due to the lack of customer acceptance. The Bankograph was an automated envelope deposit machine (accepting coins, cash and cheques) and it did not have cash dispensing features. The Bankograph embodied the preoccupation by US banks in finding alternative means to capture core deposits, while the concern of European and Asian banks was cash distribution. Thus the Bankograph was NOT the first cash dispenser machine, as it did not dispense cash.
A cash dispensing device was first used in Tokyo in 1966. Although little is known of this first device, it seems to have been activated with a credit card rather than accessing current account balances. Thus it is not a true Automated Teller Machine. This technology had no immediate consequence in the international market.
In simultaneous and independent efforts, engineers in Sweden and Britain developed their own cash machines during the early 1960s. The first of these that was put into use was by Barclays Bank in Enfield Town in North London, United Kingdom, on 27 June 1967. This machine was the first in the UK and was used by English comedy actor Reg Varney, so as to ensure maximum publicity for the machines that were to become mainstream in the UK. This instance of the invention has been credited to John Shepherd-Barron, while disregarding other engineers at De La Rue Instruments who contributed to the design and development of that machine. Nevertheless, Shepherd-Barron was awarded an OBE in the 2005 New Year's Honours List.His design used special checks that were matched with a personal identification number, as plastic bank cards had not yet been invented.
The Barclays-De La Rue machine (called De La Rue Automatic Cash System or DACS) beat the Swedish saving banks’ and a company called Metior's (a device called Bankomat) by nine days and Westminster Bank’s-Smith Industries-Chubb system (called Chubb MD2) by a month. The collaboration of a small start-up called Speytec and Midland Bank developed a third machine which was marketed after 1969 in Europe and the USA by the Burroughs Corporation. The patent for this device (GB1329964) was filed on September 1969 (and granted in 1973) by John David Edwards, Leonard Perkins, John Henry Donald, Peter Lee Chappell, Sean Benjamin Newcombe & Malcom David Roe.
Both the DACS and MD2 accepted only a single-use token or voucher which was retained by the machine while the Speytec worked with a card with a magnetic stripe at the back. Hence all this these worked on various principles including Carbon-14 and low-coercivity magnetism in order to make fraud more difficult. The idea of a PIN stored on the card was developed by a British engineer working in the MD2 named James Goodfellow in 1965 (patent GB1197183 filed on 2 May 2, 1966 with Anthony Davies). The essence of this system was that is it enabled the verification of the customer with the debited account without human intervention. This patent is also the earliest instance of a complete “currency dispenser system” in the patent record. This patent was filled on 5 March 1968 in the USA (US 3543904) and granted on 1 December 1970. It had a profound influence on the industry as a whole. Not only did future entrants into the cash dispenser market such as NCR Corporation and IBM licence Goodfellow’s PIN system, but a number of later patents references this patent as “Prior Art Device”.
After looking first hand at the experiences in Europe, in 1968 the networked ATM was pioneered in Dallas, Texas, by Donald Wetzel who was a department head at an automated baggage-handling company called Docutel. In 1995, the Smithsonian's National Museum of American History recognised Docutel and Wetzel as the inventors of the networked ATM.
ATMs first came into use in December 1972 in the UK; the IBM 2984 was designed at the request of Lloyds Bank. The 2984 CIT (Cash Issuing Terminal) was the first true Cashpoint, similar in function to today's machines; Cashpoint is still a registered trademark of Lloyds TSB in the UK. All were online and issued a variable amount which was immediately deducted from the account. A small number of 2984s were supplied to a US bank. Notable historical models of ATMs include the IBM 3624 and 473x series, Diebold 10xx and TABS 9000 series, and NCR 50xx series.

ATMs are placed not only near or inside the premises of banks, but also in locations such as shopping centers/malls, airports, grocery stores, petrol/gas stations, restaurants, or any place large numbers of people may gather. These represent two types of ATM installations: on and off premise. On premise ATMs are typically more advanced, multi-function machines that complement an actual bank branch's capabilities and thus more expensive. Off premise machines are deployed by financial institutions and also ISOs (or Independent Sales Organizations) where there is usually just a straight need for cash, so they typically are the cheaper mono-function devices. In Canada, when an ATM is not operated by a financial institution it is known as a "White Label ATM".In North America, banks often have drive-thru lanes providing access to ATMs.
Many ATMs have a sign above them indicating the name of the bank or organization owning the ATM, and possibly including the list of ATM networks to which that machine is connected. This type of sign is called a topper.

Financial networks
Most ATMs are connected to interbank networks, enabling people to withdraw and deposit money from machines not belonging to the bank where they have their account or in the country where their accounts are held (enabling cash withdrawals in local currency). Some examples of interbank networks include PULSE, PLUS, Cirrus, Interac, Interswitch, STAR, and LINK.
ATMs rely on authorization of a financial transaction by the card issuer or other authorizing institution via the communications network. This is often performed through an ISO 8583 messaging system.
Many banks charge ATM usage fees. In some cases, these fees are charged solely to users who are not customers of the bank where the ATM is installed; in other cases, they apply to all users.
In order to allow a more diverse range of devices to attach to their networks, some interbank networks have passed rules expanding the definition of an ATM to be a terminal that either has the vault within its footprint or utilizes the vault or cash drawer within the merchant establishment, which allows for the use of a scrip cash dispenser.

ATMs typically connect directly to their host or ATM Controller via either ADSL or dial-up modem over a telephone line or directly via a leased line. Leased lines are preferable to POTS lines because they require less time to establish a connection. Leased lines may be comparatively expensive to operate versus a POTS line, meaning less-trafficked machines will usually rely on a dial-up modem. That dilemma may be solved as high-speed Internet VPN connections become more ubiquitous. Common lower-level layer communication protocols used by ATMs to communicate back to the bank include SNA over SDLC, TC500 over Async, X.25, and TCP/IP over Ethernet.
In addition to methods employed for transaction security and secrecy, all communications traffic between the ATM and the Transaction Processor may also be encrypted via methods such as SSL.

send me the everything about automatic teller machine for the seminar perpose
i need to attend a seminar on automated teller machine in the uk in the year 2012
to get information about the topic automated teller machine full report ppt and related topic refer the link bellow
Automatic Teller Machine (ATM)

.docx   ATM.docx (Size: 536.88 KB / Downloads: 106)


About ATM

Automated teller machine is a mechanical device that has its roots embedded in the accounts and records of a banking institution. It is a machine that allows the bank customers to carry out banking transactions like, deposits, transfers, balance enquiries, mini statement, withdrawal and fast cash etc. Notwithstanding, we lived in a world where people no longer want to encounter long queues for any reason, they don’t not want to wait for too long time before they are attended to and this has led to the increasing services being rendered by banks to further improve the convenience of banking through the means of electronic banking. On this note the advent of ATM is imperative, although with its own flaws.

Electronic fingerprint

Electronic fingerprinting is fingerprinting which is accomplished with the use of electronic equipment to capture an image of the subject's fingerprints. This technique is also sometimes known as inkless, live scan, or live capture fingerprinting, and it is in increasingly common use all over the world. Equipment for electronic fingerprinting is sold by a number of companies, with many manufacturers also offering training classes to buyers so that they can learn how to use the equipment.


There is no doubt that rapid development of banking technology has changed the way in dealing with banking activities. One of the examples is automatic teller machine (ATM). Using ATM, a customer is able to conduct several banking activities such as cash withdrawal, money transfer, paying phone and electricity bills beyond official hours and physical interaction with bank staff. In short, ATM provides customers a quick and convenient way to access their bank accounts and to conduct financial transactions. Password or personal identification number (PIN) is one of important aspects in ATM security system which is commonly used to secure and protect financial information of customers from unauthorized access. The system compares the code against a stored list of authorized passwords and users. PIN typically in a form of four digit combination of numbers that entered through ATM panel.

Software design

The design was component of three parts included the design of main program flow chart, the initializing ones, and the algorithm of fingerprint recognition flow chart.
This system of software is implemented by the steps as follows: first of all, the Linux kernel and the File system are loaded into the main chip. The next, the system is initialized to implement specific task, such as checking ATM system, GSM communication and so on, and then each module reset for ready to run commands. Before using ATM terminal, the mobile number and fingerprint of the customer is required.

The detail of fingerprint recognition process

The first step was the acquisition of fingerprint image by above device mentioned in the algorithm, and the results could be sent to the following process. Secondly, pre-processing the images acquired. After obtain the fingerprint image, it must be pre-processing. Generally, pre-processing of one's is filtering, histogram computing, image enhancement and image linearization. Lastly, the characteristic value was extracted, and the results of the above measures would be compared with the information of owner's fingerprint in the database so as to verify whether the character is matched, and then the system returned the results matched or not.

Different Diagrams
Use Case diagram: A use case is an interaction between users and a system; it captures the goal of the users and the responsibility of the system to its users. It describes the uses of the system and shows the courses of events that can be performed as well as defining what happens in a system. In essence, the use case model tries to systematically identify uses of the system and provides an external view of a system or application; it is directed towards the users or the “actors” of the systems, not its implementers. In the design of the banking ATM application, the actor of the bank system is the bank customer. The bank customer must be able to deposit certain amount to and withdraw any amount from his or her accounts (provided he/she has up such amount in the account) using the bank application. Figure 4.3 show the use case diagram for our system design, where customers can perform transaction by inserting their ATM card and carry out the Approval Process by entering PIN Number and Confirm Fingerprint. After the approval, customer is requested type of transaction (deposit of money or withdrawal of money), and the transaction is carried out accordingly. At the completion of the transaction, the customer exit Application and remove his/her card.

to get information about the topic "atm machine codes" full report ppt and related topic refer the link bellow

Marked Categories : atm machine, complete report on automatic teller machine, atm machine working ppt, automated teller machine architecture, automatic teller machine projects, ppt on working of atm machines, automatic teller machine transactions history pdf, metior atm, automated teller machine project documentation, seminar for automatic teller machine, automatic teller machine project documentation, atm machine abstract, seminor topics for atm, automated teller machine technology ppt, seminar report of automated teller machine, ppt on automated teller machine, ppt automated teller machine, automated teller machine ppt, seminar report about atm machine, seminar on atm machine,

Quick Reply
Type your reply to this message here.

Image Verification
Please enter the text contained within the image into the text box below it. This process is used to prevent automated spam bots.
Image Verification
(case insensitive)

Possibly Related Threads...
Thread Author Replies Views Last Post
  Five-Phase Brushless DC-Machine Direct Drive System presentation Abstract 1 235 06-09-2017, 12:58 PM
Last Post: jaseela123
  Fuzzy based Washing Machine computer science crazy 0 17,800,817 25-08-2017, 09:32 PM
Last Post: computer science crazy
  Automatic Street Light Controller Circuit Using Relays and LDR dhanabhagya 0 224 19-01-2016, 03:16 PM
Last Post: dhanabhagya
  Automatic Accident Identification System Using Wireless technology seminar class 6 3,254,309 02-09-2015, 07:44 PM
Last Post: Guest
  Asynchronous Transfer Mode (ATM) presentation Abstract 0 262 04-06-2015, 02:35 PM
Last Post: presentation Abstract
  An ATM With An Eye presentation Abstract 0 196 04-06-2015, 12:50 PM
Last Post: presentation Abstract
  Automatic Number Plate Recognition presentation Abstract 0 275 04-06-2015, 12:49 PM
Last Post: presentation Abstract
  Automatic Teller Machine presentation Abstract 0 338 04-06-2015, 12:49 PM
Last Post: presentation Abstract
  Automatic Street Light presentation Abstract 0 476 12-05-2015, 04:30 PM
Last Post: presentation Abstract
  Automatic Meter Reading presentation Abstract 0 276 12-05-2015, 04:15 PM
Last Post: presentation Abstract
This Page May Contain What is Automatic Teller Machine (ATM) And Latest Information/News About Automatic Teller Machine (ATM),If Not ...Use Search to get more info about Automatic Teller Machine (ATM) Or Ask Here